Baccarat the High Roller Online Casino Game

Baccarat, the game of sophistication and exclusivity, has intrigued me for a long time. Its simple rules make it accessible to players of all levels of experience. The objective is to bet on whether the player’s hand or the banker’s hand will have a higher total value or if they will tie. The fast-paced nature of the game and the low house edge have contributed to its popularity among casino enthusiasts like myself. It’s a game that never fails to deliver excitement and suspense.

Baccarat is your game if you’re looking for a high-class casino table game with lots of gambling fun and without intricacy. Baccarat is more popular than ever because of its elegance and the James Bond style of the play. Moreover, it’s the favorite game of the high roller players. Baccarat has been the most popular casino game among wealthy Asian players in Las Vegas, Monte Carlo, and Macao for a long time.

Baccarat can be played by both men and women. In fact, it is a popular game among both genders and is enjoyed by many players around the world, regardless of their gender. The game is typically associated with sophistication and elegance, which may attract players of all genders who enjoy a more upscale casino experience. It’s worth noting that in some cultures, certain casino games may be more popular among men or women, but this can vary depending on a variety of factors, such as social norms and traditions.

The popularity of the game is attributed to the tiny house edge. The simplicity, high limits, and low 1.01-1.24 percent house edge attract high-roller players to the game.

Baccarat table NetEnt
Baccarat tables usually have higher betting limits than other table games. As a result, most serious players stick to the player or banker. However, players can beat the casino and potentially win serious money due to the casino’s slim house edge.

However, you don’t need a large bankroll to try your luck at the Baccarat table. You can play with real money at low or high stakes at online casinos on mobile or desktop in no time, and if you have a betting strategy or skill, you can win big – even if you are a new player.

The Baccarat (Punto Banco) game originates from the 15. Century Italy, the French altered it into a game known as chemin de fer and brought it to Las Vegas in the 1950′ to attract wealthy gamblers.

Best casinos to play with real money

Ripper Casino
Bonus: 150%
T&C applies
Not Allowed
Tusk Casino
Bonus: 100%
T&C applies
Not Allowed
Slots Capital
Bonus: 100%
T&C applies
Skol Casino Review
Bonus: 100%
T&C applies
Not Allowed

Expert Advice

Don’t take bonuses if you want to play baccarat because it’s usually excluded from qualifying for wagering requirements.

Baccarat is one of the simpler games in the casino, and therefore, it’s suitable for novice players.

The objective of the Baccarat Game:

You aim to successfully predict whether the player’s or the banker’s hand will get closer to a value of 9 or that the game will result in a tie.

Baccarat is a game of chance that offers the player a reasonable expectation of winning. The player can reduce the house edge with money management and skillful play to 1 percent.

How to play baccarat?

Learning the game is the most tremendous favor you could ever do yourself in a casino. Knowing all the details and rules of baccarat is unnecessary because the game progresses according to fixed rules, and the bets are easy to make. You don’t receive any cards or play against anyone. You only have to make two decisions: Where to put your bet and how much you bet.

Baccarat Rules

Online baccarat is played on mobile or desktop with eight decks of 52 cards that are re-shuffled after each hand. The cards are dealt from a shoe. The dealer draws a card from the shoe and places it on the player’s hand. The second card goes to the banker’s hand, the third to the player’s hand, and the fourth to the banker’s hand.

There are three types of bets, and the game odds are high.

Betting options in baccarat

You bet on who will get the higher total value of cards up to 9, or the cards’ total value will be equal – resulting in a tie.

You have three options to make a bet. First, you decide whether to bet on the banker or player or bet on a tie.

How are the cards counted?

Baccarat cards are counted uniquely.
Cards from 2 to 9 maintain their face value. All ten-value cards – tens and all picture cards – count as 0, and aces as 1.

The winning hand is the hand with the highest points value.

You decide whether to bet on the dealer or the player to get nearer to a total of 9, or you can bet the game will end in a tie.

This outcome is likely to a smaller extent, but you win eight times your bet if you are right.

If the cards in hand total 10 or more, subtract 10.
For example, a 9 and a 7 = 16, but the Baccarat points value is 6.

A two-card total of 9 is called a natural, and it can’t lose. An 8 is the second-best hand and is also called a natural.
If both players and banks are dealt the same hands, it is a tie, and neither bank nor player wins.

Third Card

Under specific circumstances, a third card is dealt:

The Player’s hand receives a third card

  • if the first two cards’ points value is less than 6

The banker’s hand gets a third card

  • if the first two cards’ points value less than 3
  • or a total of 3 points unless the player’s total is 8
  • or a total of 4 points unless the player’s total is 0, 1, 8 or 9
  • or a total of 5 points unless the player’s total is 0, 1, 2, 3, 8, or 9
  • or a total of 6 points unless the player’s total is 0, 1, 2, 3, 4, 5, 8 or 9

The banker always stands on a total of 7.

The player always stands on a total of 6 or 7.

The game ends if either the player or the banker total 8 or 9 with their first two cards.

Baccarat Winning Odds:

Banker 1:1 minus 5% that goes to the house

Player 1:1

Tie 8:1

Winning Baccarat system

Baccarat is a game of chance, and the outcome of each round is determined by luck rather than skill. However, there are a few strategies that you can use to increase your chances of winning in the long run. Here are some tips:

Ensure you understand the baccarat rules before you start playing, including the payout structure and any special rules that may apply.

Betting on the banker is your best bet because this bet has the lowest house edge. In the long run, the banker bet wins 50.68%. The player bet wins 49.32%. However, the difference isn’t much. However, this tiny difference can result in a steady increase in your bankroll over time. On the other hand, betting on a tie is your worst bet because there is a 9% chance of a tie in the next game.

Many experienced baccarat players keep track of the game and use historical information to make an educated wager on future events. A scorecard is an invaluable tool if you are using this strategy. A scorecard helps players identify cycles in the trend. Assess your bankroll to see how far to progress. If you’re ahead, you might consider ending your game. If you’re behind, consider switching tables.

Baccarat Variants

Here are some of the most well-known baccarat variations:

Punto Banco: This is the most common version of baccarat played in North America, the United Kingdom, and Australia. In Punto Banco, the players bet on either the player or the banker to win.

Chemin de Fer: This version is popular in France and Europe. In Chemin de Fer, the players take turns being the banker and dealing the cards to themselves. The role of the banker rotates counterclockwise around the table.

Super 6: This baccarat version is played with a different payout structure. In Super 6, if the banker wins with a six, the payout is 1:2 instead of the usual 1:1 payout.

EZ Baccarat: In this variant, a commission is paid on all winning banker bets except for a banker hand that wins with a three-card total of seven.

Mini Baccarat: This is a smaller version of the standard baccarat game with lower stakes and faster gameplay. It is played with fewer decks and has simpler rules.

Baccarat Banque: This version is also popular in France and Europe. In this variant, one player takes on the role of the banker, and the other players bet against them. The banker can continue to play until their bankroll is depleted or they decide to retire.

Three Card Baccarat: In this variant, each player receives three cards instead of two. The game is played with the same rules as standard baccarat but with a higher probability of getting a natural nine.

Dragon Bonus Baccarat: In this variant, players can place a side bet on the player or banker’s hand to win by a large margin. The payout for this side bet can be up to 30:1.

Punto 2000: This variant is similar to standard baccarat but with an additional payout of 2:1 for a winning bet on the player’s hand with a total of nine points.

Each variation has its own unique rules and payout structures, but the basic objective of the game remains the same – to predict which hand will have a higher value.


Taking breaks regularly is essential to avoid making impulsive decisions or getting too caught up in the game. Remember, while these tips can help increase your chances of winning in the long run, there is no guaranteed way to win. Therefore, it’s important to gamble responsibly and never bet more than you can afford to lose.

More articles you may find helpful: